Book a No Obligation Inheritance TAX Planning Consultation
How much Inheritance Tax will your Estate and Family have to pay upon your passing? Each year approximately £6 Billion is raised by HMRC in IHT alone.
Inheritance Tax Planning can significantly reduce your estates future liabilities. Complete the form to book a no obligation consultation with a specialist IHT Planning Adviser to discuss all your options.
Book a No Obligation Inheritance TAX Planning Consultation
How much Inheritance Tax will your Estate and Family have to pay upon your passing? Each year approximately £6 Billion is raised by HMRC in IHT alone.
Inheritance Tax Planning can significantly reduce your estates future liabilities. Complete the form to book a no obligation consultation with a specialist IHT Planning Adviser to discuss all your options.
What is Inheritance Tax Planning (IHT)?
Inheritance Tax Planning can significantly help reduce the Tax your loved ones have to pay on your estate, once you have passed on.
This means you could leave more of your estate to your family.
Although there are various IHT allowances available to you, they can be confusing, so talking to a Tax Adviser may help you understand how to plan for passing on as much of your estate on death as possible.
Ways To Approach
Inheritance Tax Planning
Step 1
Book a No Obligation Consultation
We work with leading UK based Advisers that help clients to build an Inheritance Tax Plan to protect their estate on death. The Advisers will guide you through the complex array of allowances and help you understand what is the best IHT solution for you and your family/beneficiaries.
Step 2
Other IHT Allowances
Everyone has different IHT allowances available to them , and they come in different forms some are in the form of gifting some using your income. However they can be complex and if used in the wrong way your Estate may not be able to benefit from them..
Step 3
Inheritance Tax Allowance 2025 - 2026
The first £325,000 of someone’s estate, not including the home you own is free of IHT. This is called the Nil Rate Band (NRB) If you don’t have a home, or you leave that home to someone other than your children, your estate will then pay 40% Tax on anything over the £325,000, on your death.
For a married couple or civil partnership, when one of them passes on the surviving partner could receive their loved ones IHT allowance.
Step 1
Inheritance Tax On Family Home
If you own your home and leave it to your children or adopted children in your will, then the first £175,000 of the value won’t be counted towards IHT. This is called the Residence Nil Rate Band (RNRB). This can also be passed over on the death of the first person in a married couple or civil partnership, in the same way as with the NRB. This means on the
death of the surviving spouse, the total estate free of Inheritance could be £1,000,000.
The questions we get asked most
1. Can I appeal a tax assessment?
Yes. You have 30 days to appeal or request an HMRC internal review. If you still disagree, you can take the case to the independent Tax Tribunal.
2. Do I need a solicitor for a tax investigation?
In most cases, no — experienced tax investigation specialists (chartered tax advisers or accountants with deep HMRC enquiry expertise) are the ideal choice for handling the majority of investigations, including complex compliance enquiries and COP9 contract settlements.
These specialists excel in technical resolution, negotiation with HMRC, and achieving the best outcomes through voluntary disclosures and settlements.
A solicitor is typically only required if the case escalates to a criminal investigation (e.g., serious fraud allegations with potential prosecution). In those rare situations, solicitors provide legal professional privilege (protecting confidential communications from disclosure to HMRC — which accountants/advisers do not have) and full rights of audience in court.
For the best result, many cases benefit from a coordinated approach: a tax investigation specialist leading on compliance and strategy, supported by a solicitor where criminal risk emerges.
3. What is tax investigation help?
Specialist support from experienced tax investigation advisers — often chartered tax advisers, accountants, or former HMRC inspectors now in private practice — who guide you through HMRC enquiries, COP9 procedures, and voluntary disclosures.
These specialists help reduce stress, manage document requests, negotiate with HMRC, and work to minimise penalties and financial risk, often achieving the best possible outcome through compliance or settlements.
In rare cases involving potential criminal allegations, a solicitor may be involved for additional protection (e.g., legal privilege).
4. Need confidential help?
If you’ve received an HMRC letter or are worried about your tax affairs, contact us for a free, confidential, no-obligation discussion. Our team has helped hundreds of individuals and businesses achieve the best possible outcome.
Latest Guides
Free plain-English articles – updated regularly
A Few Recent Examples
“Received a COP9 letter for undeclared offshore income. I was convinced it was going criminal. They explained everything calmly, handled the disclosure, and it was settled civilly in 13 months. I slept properly for the first time in weeks after the first call.”
– Company director, North West
“HMRC opened an investigation into my property rental income. Thought I’d lose the houses. They took over, dealt with all the meetings and paperwork, and got it closed with penalties I could manage.”
– Landlord, South East
“Ignored the first letter – big mistake. Second letter threatened prosecution. They stepped in, turned it around, and it finished civil. Wish I’d called on day one.”
– E-commerce business owner
“Best decision I made was picking up the phone. They were straight with me from the start and took all the stress away.”
– Self-employed consultant
Trusts and Inheritance
A trust is similar to a Will, but is a legal document that covers a specific asset such as money, investments, land, or buildings.. Multiple kinds of trusts exist, each benefiting different types of client need. Mainly these types of agreements involve three key parties:
The ‘Settlor’ that is person who creates the Trust and places assets in a trust.
The ‘trustee’ or person in charge of the trust.
The beneficiary of that trust.
Suppose you place your money or property in a trust. When calculating your inheritance tax bill, it is no longer considered part of your estate. additionally, different types of trusts may be taxed differently.